What is a personal lines license?

A personal lines license allows an individual to sell insurance products that are designed to protect individuals and families, rather than businesses or organizations. These products include auto insurance, home insurance, renters insurance, and umbrella insurance.

To obtain a personal lines license, an individual must typically complete a pre-licensing course, pass a state licensing exam, and meet any other requirements set by the state insurance department. Once licensed, individuals must also complete continuing education courses to renew their license periodically.

Having a personal lines license allows individuals to work as insurance agents or brokers, helping clients find the best insurance coverage for their needs. This license is important for those who want to work in the insurance industry and specialize in personal insurance products.